Tuesday, 22 September 2020

SBI Loan Restructuring Scheme check Eligibility Here

SBI Loan Restructuring Scheme check Eligibility Here

SBI is now offering the Loan Restructuring benefits to the customers on basis of customer future income. The customers who will opt for restructuring offer, They have to pay only additional 0.35% to the bank as copared to other customer. The Loan restructuring benefit will be available until 24th of December. The customers those who are willing to avail the benefit of restructuring have to go to SBI portal and they need to give a request by entering their account number. 

SBI Loan Restructuring Scheme check Eligibility Here


SBI’s retail customers upon logging into the portal will be asked to key in their account number. After completion of OTP validation and inputting a few necessary information, the customer will come to know their eligibility and receive a reference number.

This reference number will be valid for 30 days and within which time customers can visit the branch to complete the required formalities. The restructuring process will be complete after verification of documents and execution of simple documents at branch/CPC

SBI has given the loan restructuring offer/opportunity to the customers to who have availed a loan from SBI bank 


Step on how to restructuring of your loan

  1. Logon to the link https://digivoucher.sbi.co.in/EMIRestruct/EMI_CustomerLogin.jsp
  2. Enter Your Loan Account Number 
  3. Click on Generate OTP
  4. Your Eligibility Status will be displayed on the screen 
  5. If your are not eligible, message will be displayed as "THANK YOU FOR LOGGING TO THE PORTAL. WE REGRET THAT YOUR APPLICATION IS NOT ELIGIBLE FOR RESTRUCTURING UNDER RBI'S RESOLUTION PLAN" ( I am Not Eligible )
check your restructuring eligibility here



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